Office Package
Many businesses rely on the safe and quick delivery of their products to help further customer retention. It functions as its own form of currency. The more reliable your deliveries are, the more your clients will trust and seek you out. Insuring office packages affords peace of mind, and can be done as part of a commercial or office insurance plan.
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Office Package
Many businesses rely on the safe and quick delivery of their products to help further customer retention. It functions as its own form of currency. The more reliable your deliveries are, the more your clients will trust and seek you out. Insuring office packages affords peace of mind, and can be done as part of a commercial or office insurance plan.
Starting from $30/month.
Office Insurance
The protections offered under Office Insurance generally depend on the type you get. There is insurance for protecting products and physical property and insurance for covering injury-related liabilities. There are options within those policies, and other types of coverage you can get to customize your plan.
Premiums
What determines your premiums depends on the plan you require, the options you choose, your business size and location and number of employees. They will also look at how many years you’ve been in the industry, your annual revenue and the services you provide.
Below, we’ve listed the common coverages found within an office insurance package. Please note, due to the variety of business types found behind the doors of an office, not all coverages may be applicable to your business. Alternatively, you may need additional coverages not listed here.
Commercial General Liability Insurance (CGL)
Commercial General Liability insurance provides financial coverage for claims of third-party liability, bodily injury or property damage resulting from an accident or negligence. Should you be found legally liable for any of these things caused by the product or service you sell, a lawsuit could sink your business. This can happen surprisingly easy. An employee trips and spills hot coffee on a client, giving them third-degree burns. This type of insurance covers general liability risks associated with your operations.
Professional Liability Insurance
Professional Liability Insurance, also known as Errors and Omissions coverage, functions to protect you and your business from lawsuits due to a service you provided – they could claim it led to financial loss – and from damages associated with negligence claims.
Anyone in business can benefit from this coverage. Some of the many examples include:
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