IT Professionals Insurance
IT professionals are typically covered under Professional Liability, also known as Errors and Omissions. It is essential to protect against the unexpected. IT professionals can include:
SAVE ME DOLLARS
IT Professionals Insurance
IT professionals are typically covered under Professional Liability, also known as Errors and Omissions. It is essential to protect against the unexpected. IT professionals can include:
Starting from $30/month.
It is surprisingly easy to get sued in the IT industry. All a client has to do is accuse you of providing negligent service when their technology fails. Cyber Liability Insurance will help, as will Commercial General Liability, but neither will protect you from accusations of unprofessional service. And a lawsuit can easily lead to financial loss.
Professional Liability Insurance protects you and your business from loss due to a service you provided, or from damages associated with negligence claims. It is pretty much essential for IT professionals. It covers:
Professional Services
This protects you from negligent acts related to your services. For example, you can face a lawsuit claiming you delivered insufficient service. Even if they are wrong, they can still sue and possibly ruin you financially.
Products
Any product you sell as a part of IT services can fail to work as intended. If this happens you want to be sure you are covered if a lawsuit is launched against you, especially if it causes physical injury to your client.
We urge you to consult an advisor as each person and their situation is unique. You don’t want to end up paying for something you don’t need; nor do you want to miss out on something you badly need. Here are a few types of insurance you might also consider:
Commercial Property
This protects you against loss, theft or damage to equipment, furniture or electronics due to natural disasters or unforeseen circumstances.
Cyber Insurance
Of course, with so much hacking and data breaches in today’s world, this one is a no-brainer. Protect yourself against loss. This can also help cover the cost of assisting clients when their data has been stolen.
Protect yourself from things you have no control over. This covers fire, floods or damage due to natural disasters and will replace lost income and funding should you need to work out of another location for a time.
A few factors will determine or influence the cost of an IT professional policy. It is always advisable to speak to a broker. Factors include the types of products you create, your annual revenue, the value of your assets and liabilities, your industry experience, and the location of your office, to name a few.
Every IT professional needs this insurance. No exceptions. Even the independent IT technician who works from home can still be sued for faulty service. Do not expose yourself to ruin. Here are a few examples of what’s covered under IT professionals:
100% no obligation to accept.Get Insurance to take care of Your Automobile Your Home Your Business High Risk Driving For General Liability And Much More...
World-class coverage
at the click of a button.