Commercial Auto
From one vehicle to an entire fleet, we’ll find the commercial car insurance you need.
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Commercial Auto
From one vehicle to an entire fleet, we’ll find the commercial car insurance you need.
Starting from $30/month.
Your business vehicles are critical to getting the job done. Whether it’s just one car to get you to meetings and back or a commercial fleet driven by many, proper business car insurance is important.
If you get into a collision while using your personal vehicle for business?
It will depend on the specific circumstances, but if you get into an accident while driving for business, and this use isn’t specifically covered by your policy, the insurer could deny your claim.
This means you would have to pay out-of-pocket for repairs and other ensuing costs. On top of this, your policy could be cancelled for failing to notify the insurer of your vehicle’s intended use. When you get around to finding a new insurance policy, you’ll face higher premiums as a result of your prior indiscretion.
I am a rideshare driver. Do I have to get a commercial auto insurance policy?
If you drive for Uber, Lyft or any other rideshare company, check with your insurance company to see if you need additional coverage. Some rideshare companies have partnered with Canadian insurers to provide blanket coverage for all drivers on their platform.
For example, in Ontario, Quebec and Alberta, Uber has an agreement with Intact Insurance. From the moment you log into the app, to the moment the passenger leaves your vehicle, this commercial policy takes precedence over your personal coverage. The commercial premiums are paid for by Uber, and not charged to individual drivers.
Let us go over all the options with you and help explain this. You want to get the best possible policy for your unique insurance needs and we can make that happen.
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