Amazon Delivery Drivers
Amazon delivery drivers are typically covered under Commercial Auto Insurance. It is also known as Business Auto Insurance, and will cover a variety of vehicles Amazon may use to transport materials, tools, equipment and all kinds of packaged goods.
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Amazon Delivery Drivers
Amazon delivery drivers are typically covered under Commercial Auto Insurance. It is also known as Business Auto Insurance, and will cover a variety of vehicles Amazon may use to transport materials, tools, equipment and all kinds of packaged goods.
Starting from $30/month.
Amazon Delivery Drivers
Insurance for Amazon Delivery Drivers comes with some options baked in, and others that are strongly recommended. Most policies include the following:
Third Party Liability
This is for any of your drivers at fault in an accident that injuries or kills another person or damages their property. It will offer you protection should your company be deemed liable.
Accident Benefits
This will cover any medical benefits or rehabilitation costs should one of your employees be injured in an accident, regardless of who is at fault.
Direct Compensation
Direct Compensation provides coverage for damage to one of your vehicles if another person is at fault. It also covers its attached contents (such as a dashboard infotainment system).
Uninsured Auto
Should one of your drivers be involved in an accident where the other motorist flees the scene, this coverage will pay for damages to your vehicle.
On Tools
Any tools or equipment your drivers carry should be covered but may require an enhancement to your policy. Generally speaking, this coverage will replace or repair damaged or stolen equipment and tools, but best to speak to a broker.
Other Options
Not everything is covered under Commercial Auto. A giant like Amazon needs as much coverage as possible. Other options can include protection from fire, vandalism or falling objects. There is also Collision Coverage, which is highly recommended.
Saving Money
There are ways to save money on Commercial Auto Insurance, whether you are getting it for employees or obtaining it for a vehicle you personally drive for commercial purposes. When you buy more than one policy and bundle up, it tends to save money. If your winter tires are installed, this can some times warrant a discount. And of course, clean driving records really matter.
What Influences Cost
There are a number of factors with every policy that influence cost, so you want to be considering any and all of them:
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